Common recovery expenses
- Rehab, outpatient therapy, and follow-up care
- Prescriptions and ongoing monitoring
- Transportation to appointments
- Home assistance and time off work
Cash benefits are paid directly to you to use where you need it most.
Critical Insurance for the Whole Family
Life Secured Plus • Critical Illness Insurance
Heart & Stroke Insurance
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Lump-sum cash benefits for covered heart attack and stroke events — paid directly to you to use for recovery costs and everyday bills.
Money-Back Options (by State)
In some states, this policy may offer Cash Value or Return of Premium. These options and details depend on your state’s approved forms.
Example shown: premiums paid minus claims incurred may be returned on an eligibility schedule. :contentReference[oaicite:0]{index=0}
No obligation. Benefits and availability vary by state. Coverage is subject to policy terms and state-approved brochures.
Why Heart & Stroke Insurance?
Recovery after a heart event or stroke can come with expenses beyond medical bills — rehab, home care, prescriptions, transportation, and time away from work. Heart & Stroke coverage provides lump-sum cash benefits that can help protect your finances during recovery.
Facing rehab, follow-up visits, and prescriptions?
Cash benefits can help with recovery-related costs that add up quickly — depending on your needs.
Need help at home during recovery?
Many families need assistance with transportation, meals, household tasks, or caregiving support.
Missing work or reduced income?
Benefits are paid directly to you and can be used for everyday bills like rent, utilities, and groceries.
Want coverage that complements your health plan?
This coverage is designed to supplement major medical insurance by providing cash you control.
How it works: If a covered event occurs, submit a claim to receive the policy’s cash benefits based on the state-approved brochure and plan level selected.
Heart & Stroke Coverage Highlights
Benefit examples (plan-level dependent)
- Heart attack: 100% of selected lump sum
- Stroke: 100% of selected lump sum
- CABG: 50% • Angioplasty/Stent/TIA: 25%
- Annual care benefit: $75/year for up to 5 years after a heart attack or stroke lump-sum payment
Exact benefits, limits, and definitions vary by state brochure and plan level.
Select Your State
Step 1: Review benefit amounts by plan level. Step 2: Open your state brochure for the level you choose. Benefits and availability vary by state.
Levels 1–2 (State Brochures)
Levels 3–4 (State Brochures)
If your state isn’t listed yet, contact me and I’ll provide the correct brochure for your state.
Request Coverage
Fill out the secure form below and I’ll contact you to review details and answer questions. Benefits and availability vary by state.
Need to file a Heart & Stroke claim?
Use the official claim form below, or contact me and I’ll help you through the process.
Claim processing and benefit eligibility depend on the terms of your policy and state-specific brochure.