Life Secured Plus • Accident Insurance
No obligation. Benefits and availability and benefits vary by state.
Accidents can result in unexpected expenses — emergency care, hospital stays, follow-up treatment, and recovery time. Accident Insurance provides cash benefits that can help offset those costs.
Benefits for ER, broken bones, stitches Hospital stay are paid direct to you to use how you need to want to or have to.
Each benefit amount is paid direct to you. Items like follow-up care such as physician visits, outpatient therapy, rehabilitation facility stays and diagnostic imaging may be eligible for benefits.
Wide range of covered accidental injuries help put money back in your pocket so you can meet your expenses when you need it most. Usually include benefits for fractures, dislocations, lacerations requiring stitches certain surgeries, burns, and paralysis.
Coverage may include accidental death and dismemberment benefits, depending on the plan selected. Ask your agent.
How it works: If an accident occurs, submit a claim using the Accident Claim Form to receive benefits based on covered services.
Example only (not a guarantee): A covered accident results in a leg fracture, an ER visit, 2 Follow-up doctor visits, an X-ray, and 8 Outpatient therapy visits.
This scenario stays within typical per-accident limits shown in the brochure (example: office visits have a per-accident max; outpatient therapy has a per-accident max).
| Benefit | Lvl 1 | Lvl 2 | Lvl 3 | Lvl 4 |
|---|---|---|---|---|
| Leg fracture | $1,500 | $2,000 | $2,500 | $3,000 |
| ER services (Adult) × 1 | $150 | $200 | $250 | $300 |
| Physician office visits × 2 | $100 | $150 | $200 | $250 |
| X-ray × 1 | $50 | $50 | $50 | $50 |
| Outpatient therapy × 8 | $400 | $600 | $800 | $1,000 |
| Estimated total | $2,200 | $3,000 | $3,800 | $4,600 |
Actual payouts depend on the plan level selected, covered services, limits, and state rules. This is a simplified example for readability.
Use the official Accident Claim Form below, or contact me and I’ll help you through the process.
Claim processing and benefit eligibility depend on the terms of your policy and state-specific brochure.