Main Headline
Whole Life Insurance
✓ Licensed Insurance Agent Serving the Continental U.S. · Talk with a real person
Whole life protection can help cover final expenses, leave money to loved ones, and in many cases build cash value over time — with coverage designed to last.
Top Rated Carriers
I work with trusted carriers to help you compare coverage, pricing, and features clearly — so you can choose what fits your needs with confidence.
Not all products are available in all states. We’ll confirm availability during your quote.
Choose Your Path
Pick the option that matches your situation. I’ll help you compare plans and explain the details.
Individual Whole Life
Ideal if you’re buying coverage for yourself or a family member — even if you’re not purchasing through an employer.
- Coverage designed to last
- Often includes level premiums
- Some plans offer simplified underwriting
- Guaranteed issue options may be available
Group / Worksite Whole Life
Designed for enrollment through a workplace (worksite). Great for employees who want convenient, payroll-deducted options.
- Worksite enrollment (employer-based)
- Often “easy-apply” style options
- Guaranteed issue may be available
- Designed for simplicity and speed
Worksite brochure:
WN Life Worksite Whole Life (All States)
How It Works
- Request a quote: Complete the short intake form (secure).
- I contact you personally: We confirm goals, budget, and coverage amount.
- Compare options: I explain plan differences clearly (no pressure).
- Enroll securely: If you choose to move forward, we complete enrollment and you’ll receive confirmation.
Some products include a waiting period; others do not. We’ll review that upfront.
Prefer a quick estimate?
If you’d like a fast starting point, you can use the estimate tool below. If you’d rather talk first, you can skip this and request a personal quote instead.
Open quick estimate tool
Estimates are not final. Final eligibility, pricing, and benefits depend on the selected product and state.
Whole Life — and Why Now
The best time to explore whole life is typically before health changes or age-related pricing increases. Acting sooner can help you lock in options while they’re available.
A balanced approach matters: protecting your loved ones is emotional — and it’s also practical. The right plan can provide peace of mind, help cover final expenses, and reduce the financial burden on family.
If whole life isn’t the best fit right now, we can also look at retirement-focused options and other long-term strategies.
Guaranteed Issue and Simplified Options
Some whole life plans may offer guaranteed issue (approval without medical exams), and others offer simplified underwriting (few health questions).
- No medical exam on many plans
- Waiting periods vary: some plans have a 2-year waiting period; some do not
- Age ranges vary: some options available up to age 85
- Worksite options: often designed to be quick and easy to enroll
We’ll review the rules for the specific plan and your state, so you know exactly what you’re getting.
Ready to compare options?
If you’d like to compare plans, request coverage using the secure form and I’ll reach out personally. No obligation — just clear answers.
Benefits, availability, and eligibility vary by state and product. Speak with an agent for the best options and availability.
Request a Quote
Complete the short intake and I’ll follow up personally to go over your options.
Benefits, availability, and eligibility vary by state and product. Speak with an agent for the best options and availability.
Open secure quote form
Brochures
Here are the brochures you mentioned (Final Expense / Whole Life resources). If you want me to rename any of these link labels, tell me what you want each one called.
Not sure which brochure applies to which state? Send me a note and I’ll point you to the best match.